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Has anyone repaired a car windshield crack through their auto insurance?

Posted: June 15th, 2010 | Author: admin | Filed under: Car Windshield Replacement | Tags: | 6 Comments »

Has anyone repaired a car windshield crack through their auto insurance?

I was driving on the freeway and a huge rock hit my windshield. This left a chip about the size of a quarter and I'm afraid it will continue to crack. Is this something I can get repaired and have it covered by my auto insurance (Mercury)? If anyone has experience, any advice would be great! Thanks!

6 Comments on “Has anyone repaired a car windshield crack through their auto insurance?”

  1. 1 admin said at 12:26 am on June 15th, 2010:
    I'm with Hartford (http://hartfordauto.com?PLCode=640018 ) and they waive off deductible if it’s a case of glass repair as against glass replacement. Check your auto insurance policy to see what coverage you have. If your policy includes auto glass coverage, then you're not supposed to pay anything out of pocket for glass repair. Your company pays. If the policy includes a deductible for glass replacement, you're responsible to chip in the deductible amount while your auto insurance provider gives the rest. That is the best general info I can give at the moment as I wouldn't know about your company's specific rules.
  2. 2 admin said at 12:26 am on June 15th, 2010:
    Check your policy, or with your insurance agent… check for "full glass coverage" on your policy.
    Then follow through with the estimate and/or repair.

    If you do not have "full glass," you can still have it repaired, but you will be liable to pay the deductible.

  3. 3 admin said at 12:26 am on June 15th, 2010:
    I cracked mine and called my insurance, they sent a repair guy out to me at my work who replaced the whole windshield and it only cost me my excess.So I guess,..give them a call. It didn't affect my no claim bonus either.But it will depend on which kind of cover you have.
  4. 4 admin said at 12:26 am on June 15th, 2010:
    Check your policy statement if crack on the windshield is included. But most auto insurance companies include this on their coverage.
  5. 5 admin said at 12:26 am on June 15th, 2010:
    if you have "glass breakage protection" insurance will cover it less the deductable
  6. 6 admin said at 12:26 am on June 15th, 2010:
    Drive into a popular windsheid repair shop they'll handle it , It's soooo EZ